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AMINULLAH, Nur Wajihah; DAUD, Mohd Ariff Mohd. SHOPEE PAY LATER SCHEME: ASSESSING UNDERSTANDING OF UITM DUNGUN STUDENT. Jurnal ’Ulwan, [S. l.], v. 9, n. 1, p. 97–108, 2024. Disponível em: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1676. Acesso em: 17 mar. 2026.