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Muhammud, F.S. and Bakar, N.A.A. (2024) “IDENTITY THEFT: ISSUES AND CHALLENGES FROM ISLAMIC FINANCE PERSPECTIVE”, Jurnal ’Ulwan, 9(1), pp. 42–53. Available at: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1672 (Accessed: 17 March 2026).