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Hussin, N.L., Yahaya, M.H. and Wan Jusoh, W.N.H. (2025) “BEYOND RELIGIOSITY: A NARRATIVE REVIEW OF THE MULTIFACETED FACTORS INFLUENCING ISLAMIC FINTECH ADOPTION IN SOUTHEAST ASIA”, Jurnal ’Ulwan, 10(2), pp. 190–204. Available at: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/2064 (Accessed: 17 March 2026).