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K. Mohd Azamri and M. A. Ibrahim, “PEMBIAYAAN MIKRO DALAM KALANGAN USAHAWAN ASNAF ZAKAT: KAJIAN KES DI MAIDAM, TERENGGANU”, ULWAN, vol. 9, no. 1, pp. 1–13, Jun. 2024, Accessed: Mar. 17, 2026. [Online]. Available: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1668