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N. A. Mohd Azmi, R. Ramli, M. S. Nasri, and R. Yahya, “GARIS PANDUAN SEBAGAI RUJUKAN PELANGGAN DALAM MEMOHON PEMBIAYAAN PERUMAHAN SECARA ISLAM”, ULWAN, vol. 2, no. 1, pp. 179–188, Dec. 2017, Accessed: Mar. 17, 2026. [Online]. Available: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/185