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Syed Abu Bakar, Sharifah Khadijah, et al. “PEMATUHAN SYARIAH DALAM PELAKSANAAN SISTEM HIBAH TAKAFUL DI MALAYSIA: PERBINCANGAN MENURUT PERSPEKTIF FIQH ISLAM”. Jurnal ’Ulwan, vol. 10, no. 2, Dec. 2025, pp. 70-82, https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/2054.