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Muhammud, Farah Safura, and Nur Ain Abu Bakar. “IDENTITY THEFT: ISSUES AND CHALLENGES FROM ISLAMIC FINANCE PERSPECTIVE”. Jurnal ’Ulwan 9, no. 1 (June 30, 2024): 42–53. Accessed March 17, 2026. https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1672.