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MOHD HASINI, Noor Fariza; MD RAIS, Nurul Aini; IBRAHIM, Roslinawati. FAKTOR PENENTU KREDIT PERDAGANGAN DI MALAYSIA. Jurnal ’Ulwan, [S. l.], v. 6, n. 3, p. 189–206, 2021. Disponível em: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1001. Acesso em: 17 mar. 2026.