Deprecated: Using ${var} in strings is deprecated, use {$var} instead in /home/kuimedum/public_html/ejournal.unimel.edu.my/plugins/generic/citationStyleLanguage/lib/vendor/seboettg/citeproc-php/src/StyleSheet.php on line 52

Deprecated: Creation of dynamic property Seboettg\CiteProc\Root\Info::$category is deprecated in /home/kuimedum/public_html/ejournal.unimel.edu.my/plugins/generic/citationStyleLanguage/lib/vendor/seboettg/citeproc-php/src/Root/Info.php on line 62

Deprecated: Creation of dynamic property Seboettg\CiteProc\Root\Info::$summary is deprecated in /home/kuimedum/public_html/ejournal.unimel.edu.my/plugins/generic/citationStyleLanguage/lib/vendor/seboettg/citeproc-php/src/Root/Info.php on line 62

Deprecated: Creation of dynamic property Seboettg\CiteProc\Root\Info::$updated is deprecated in /home/kuimedum/public_html/ejournal.unimel.edu.my/plugins/generic/citationStyleLanguage/lib/vendor/seboettg/citeproc-php/src/Root/Info.php on line 62

Deprecated: Creation of dynamic property Seboettg\CiteProc\Root\Info::$rights is deprecated in /home/kuimedum/public_html/ejournal.unimel.edu.my/plugins/generic/citationStyleLanguage/lib/vendor/seboettg/citeproc-php/src/Root/Info.php on line 62

[1]

N. F. Mohd Hasini, N. A. Md Rais, and R. Ibrahim, “FAKTOR PENENTU KREDIT PERDAGANGAN DI MALAYSIA”, ULWAN, vol. 6, no. 3, pp. 189–206, Dec. 2021, Accessed: Mar. 17, 2026. [Online]. Available: https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1001