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Baba, Rozita, et al. “TAHAP LITERASI KEWANGAN, MASALAH KEWANGAN DAN TEKANAN DALAM KALANGAN MAHASISWA”. Jurnal ’Ulwan, vol. 7, no. 2, Dec. 2022, pp. 173-90, https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1194.