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Baba, Rozita, Nur Zafirah Muhammad Nor, and Juwairiah Hassan. “TAHAP LITERASI KEWANGAN, MASALAH KEWANGAN DAN TEKANAN DALAM KALANGAN MAHASISWA”. Jurnal ’Ulwan 7, no. 2 (December 27, 2022): 173–190. Accessed March 17, 2026. https://ejournal.unimel.edu.my/index.php/JULWAN/article/view/1194.